Terms and conditions

July 14, 2023

 

Ownership of Copyrights and Usage Restrictions

The content on this Site, including all designs, text, and images, is owned by Chatfin or its licensors unless explicitly stated otherwise. This content is protected under U.S. and international copyright laws. You are prohibited from:

  • Copying, reproducing, modifying, republishing, uploading, posting, transmitting, or distributing any material from this Site without express written consent from Chatfin.
  • Altering or displaying any trademarks, names, or logos associated with Chatfin without obtaining express written consent.
  • Using “framing” technology to present any of the content on this Site without express written consent from Chatfin.

If this Site allows you to download specific content, you may do so only for personal, non-commercial use on a single device. You must maintain all copyright and proprietary notices, refrain from making any modifications, and avoid using the content in a way that implies an association with Chatfin’s products or services. Any commercial use, high-volume, or automated use of this Site is strictly prohibited. Compliance with all copyright notices and restrictions attached to any content is mandatory.

Your Feedback

By submitting suggestions or feedback regarding our Site, services, or Chatfin, you grant Chatfin the right to use your feedback for any purpose without compensation. We value your input, and you can send feedback to support@Chatfin.ai.

Children’s Online Privacy Protection Act (COPPA)

In compliance with COPPA, we do not knowingly collect personally identifiable information from children under the age of 13. If you are under 13, please do not send us any personal information. If we become aware that we have collected such information, we will delete it promptly. If you believe that a child under 13 may have provided us with personal information, please contact us at support@Chatfin.ai.

Modifications to Terms of Service

We reserve the right to modify these Terms at any time at our sole discretion. If changes are made, we will notify you by posting the modified Terms on the Site or through other communication methods. We encourage you to review these Terms periodically. If you disagree with any modifications, you should discontinue using the Site.

Privacy Policy

We understand the importance of how your information is collected, retained, and used. Please refer to our Privacy Policy for detailed information.

General Prohibitions

You agree not to:

  • Access, tamper with, or use non-public areas of the Site, Chatfin’s systems, or the systems of our service providers.
  • Attempt to probe, scan, or test the vulnerability of any Chatfin system, network, or breach any security or authentication measures.
  • Circumvent any technological measures implemented by Chatfin or its service providers to protect the Site.
  • Use meta tags or other hidden text using Chatfin logos, URLs, or product names without express written consent.
  • Impersonate or misrepresent your affiliation with any person or entity.
  • Violate any applicable law or regulation.
  • Encourage others to do any of the above.

Please read this section carefully as it may affect your legal rights and your right to file a lawsuit in court, your right to a jury trial and your right to participate in a class action.

 

Unless otherwise agreed to by both parties in writing, you and Chatfin agree that, in order to expedite and control the cost of any disputes, any legal or equitable claim arising out of or relating in any way to your use of the Site, or arising out of or relating to these Terms (“Claim”) will be resolved as follows:

  • Informal Dispute Resolution: You and Chatfin agree to attempt to resolve any disputes informally before initiating any arbitration or other formal proceedings, and neither of us may start an arbitration or other formal proceeding for at least 30 days after you contact us or we contact you regarding any dispute (“Informal Negotiation Period”).
  • Agreement to Arbitrate: If such dispute is not resolved within 30 days, you or Chatfin may initiate a formal arbitration proceeding in accordance with the terms in this Section. You and Chatfin agree to resolve any Claims relating to or arising from the Site through final and binding arbitration in accordance with the terms in this Section.
  • Arbitration Notice: If either you or Chatfin chooses to start an arbitration proceeding, the party initiating the proceeding will send a notice of its Claim (“Arbitration Notice”) to the other party. You will send your Arbitration Notice by email to support@Chatfin.ai.
  • Arbitration Procedures. Any arbitration proceedings between you and us will be conducted under the commercial rules then in effect for the American Arbitration Association (“AAA”), except with respect to the provision of this agreement which bars class actions. The award rendered by the arbitrator(s) shall include costs of arbitration, reasonable costs of expert and other witness and reasonable attorneys’ fees. For claims less than $10,000, we will advance to you AAA’s filing fees; provided, however, that such fees must be repaid to Chatfin, if Chatfin prevails in the arbitration. Please see this link for the AAA’s current rules and procedures or contact the AAA at 1-800-778-7879.
  • Non-Appearance-Based Arbitration Option: Except with respect to the exceptions to arbitration below, for Claims where the total amount of the award sought in arbitration is less than $10,000, the party seeking the award may choose non-appearance-based arbitration. If non-appearance-based arbitration is elected, the arbitration will be conducted online, by telephone, and/or solely based on written submissions to the arbitrator. The specific manner shall be chosen by the party initiating arbitration. Non-appearance-based arbitration involves no personal appearances by parties or witnesses unless otherwise mutually agreed to by the parties.
  • Exceptions to the Agreement to Arbitrate: Notwithstanding the foregoing, the Arbitration Notice requirement and the Informal Negotiation Period do not apply to either lawsuits solely for injunctive relief to stop unauthorized use of the Site or lawsuits concerning copyrights, trademarks, moral rights, patents, trade secrets, claims of piracy or unauthorized use of the Site.
  • Opting Out of the Agreement to Arbitrate: You have the right to opt-out and not be bound by the binding agreement to arbitrate provided in these Terms by sending written notice of your decision to opt-out to support@Chatfin.ai. In order for your opting out to be valid, your notice must be sent within 30 days of first using the Site.
  • No Class Actions: Unless you and Chatfin agree otherwise, you may only resolve disputes with us on an individual basis. Class actions, class arbitrations, private attorney general actions and consolidations with other Claims are not allowed. Neither you nor Chatfin may not consolidate a Claim or Claims as a plaintiff or a class member in a class action, a consolidated action or a representative action.
  • Consent to Jurisdiction: If the agreement to arbitrate provided for in these Terms is found not to apply to you or your Claim, or if you or Chatfin challenges any arbitration award or seeks to have an arbitration award enforced, you and Chatfin agree that any judicial proceeding will be brought in the federal or state courts located in San Francisco, CA. You and Chatfin consent and agree to both venue and personal jurisdiction in the federal and state courts located in San Francisco, CA.
  • Release from Third-Party Claims: Because Chatfin is not party to any agreements between you and any third parties, in the event that you have a dispute with one or more other third parties, as applicable (each, an “Other Party”), you agree to address such dispute directly with the Other Party in question and you release Chatfin (and our officers, directors, agents, investors, subsidiaries, and employees from any and all claims, demands, or damages (actual or consequential)) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with such dispute.

 

Risk Notices

This Site may contain links to third-party resources. Chatfin is not responsible for the content or services provided by these third parties, and you assume all risks associated with their use.

Disclaimer

The Site is provided “as is,” with no warranties, express or implied. Chatfin disclaims all liability for third-party actions and makes no guarantees regarding the Site’s availability or quality.

Limitation of Liability

Chatfin and its affiliates will not be liable for any damages resulting from your use of the Site. In no event will Chatfin’s total liability exceed ten dollars ($10). Claims must be filed within one year.

Indemnity

You hereby indemnify, defend, and hold harmless Chatfin and all of its predecessors, successors, parents, subsidiaries, affiliates, officers, directors, shareholders, investors, employees, agents, representatives, and attorneys and their respective heirs, successors, and assigns (“Chatfin Indemnified Parties”) from and against any and all liability, expenses, costs, or other losses (“Losses”) incurred by Chatfin and/or Chatfin Indemnified Parties in connection to any claims arising out of your use of the Site and/or any breach by you of these Terms, including the representations, warranties, and covenants you made, if any, by agreeing to these Terms. Chatfin reserves the right to assume, at its own expense, the exclusive defense and control of any matter otherwise subject to indemnification by you.

General Terms

  • Entire Agreement and Integration

These Terms and the Privacy Policy collectively represent the complete and exclusive agreement between Chatfin and you regarding your use of the Site. This agreement supersedes any prior oral or written agreements between you and Chatfin concerning your use of the Site. Should any provision of these Terms be deemed invalid or unenforceable by a court of competent jurisdiction, that specific provision will be enforced to the fullest extent permitted by law, and the remaining provisions will continue to be in full force and effect.

  • Assignment

You are prohibited from assigning or transferring these Terms, whether by law or any other means, without obtaining prior written consent from Chatfin. Any attempt to do so without such consent will be considered null and void. Chatfin, however, reserves the right to freely assign or transfer these Terms without restriction. These Terms are binding upon and will benefit the parties involved, including their successors and any permitted assigns.

  • Governing Law

These Terms, along with the relationship between you and Chatfin, are governed by the laws of the State of California.

  • Notices

Any notices or communications that Chatfin provides under these Terms, including updates or modifications, will be delivered either (i) via email or (ii) through postings on the Site. For email notifications, the date of receipt is considered the date the notice is sent.

  • Waiver and Severability

Chatfin’s decision not to enforce any right or provision within these Terms does not constitute a waiver of that right or provision. A waiver will only be effective if documented in writing and signed by an authorized representative of Chatfin. Except where explicitly stated within these Terms, the exercise of any remedy by either party will not affect their other rights or remedies under these Terms or by law. If any provision of these Terms is found to be unenforceable, the remainder of the Terms will still be enforceable.

 

Contact Information

For any questions about these Terms, please contact us at support@chatfin.ai.